Direct Insure Your Car, Pet, Property and Teeth

Direct insurance has evolved into a formidable insurance industry. Direct insurance now exist for all categories such as life, home, contents, ski, travel, pet, holiday, commercial vehicles, commercial manuscript, medical and dental just to name a few.

Direct Insurance: Property

You can buy an insurance policy for your home or building directly from an insurance company. You do not purchase it from an insurance agent or independent insurance broker. Direct insurance companies offer two types of property coverage: buildings insurance and contents insurance. Generally, all direct insurers cover the following in buildings insurance :

• Rebuilding of house.
• Rebuilding of outbuilding.
• Coverage for exterior of the home (like structure, roofs, walls, fences, gates).
• Coverage for outbuildings (such as gardens and sheds).
• Coverage for permanent fixtures (like kitchens, bathrooms and fitted wardrobes).
• Covers fire, lighting, storm, flood, theft, explosion, burglary.
• Covers burst pipe, damage to windows or toilet fittings.
• Reimbursement of alternative lodgings.
  

Contents Insurance coverage usually includes :

• New-for-old household items (such as furniture, carpets, curtains).
• New-for-old personal effects in the home, garage and shed.
• Accidental damage to TV, DVD, freezer contents, PC and laptop.

Companies in UK that provide direct insurance property service are :

• Sonar Direct
• Cornhill Direct
• AXA Insurance
• Norwich Union UK
• Zurich Insurance
• Direct Line
• Quote Line Direct

Direct Insurance: Dental Plan

You can purchase a dental insurance plan for yourself and your family directly from an insurance company, not from an insurance agent or independent insurance broker. Each direct dental insurance firm offers tailor-made dental plans, but they generally here cover :

• Routine dental work from NHS dentist or private dentist.
• Privately treated accident and emergency cases.
• Splints
• X rays
• Fillings ( composite or amalgam).
• Extractions ( minor or major)
• Root canal treatment
• Bridges
• Dentures
• Veneers
• Inlays
• Braces
• Crowns
• Oral cancer treatments

Popular UK companies direct insurance dental companies are :

• Cigna
• Boots
• AXA PPP Health Insurance
• HSA
• WPA Providential

Direct Insurance: Pet

You can purchase an insurance plan for your pet directly from a pet insurance company, not from an insurance agent or independent insurance broker. Pet Insurance is coverage provided for your pet during emergency situations. These situations may arise due to serious illness or severe injury, or it when a pet goes missing or gets stolen. Direct insurers are insuring everything from dogs and cats to the following and beyond :

• birds
• horses
• hedgehogs
• rabbits
• geckos
• gerbils
• iguanas
• lizards
• chinchillas
• snakes
• tarantulas
• guinea pigs
• hamsters
• mice
• tortoises
• turtles
• fish

Popular UK insurance firms that provide direct pet plans are :

• More Than
• Exotic Direct
• Marks and Spencer Money
• Direct Plan

Direct Insurance: Car

Direct Insurance car is concerned with security for your and your car. It safeguards your car from any type of collisions, accidents, robbery and theft. To protect yourself from these situations, you buy an insurance policy directly from a car insurance company, no agent or broker is involved. All direct car insurance firms offer three types of coverage: third party fire & theft, comprehensive and third party. Third party fire and theft covers for injury or damage to the other person’s car or property. Comprehensive covers for injury or damage to the other person’s car or property, if your car is stolen or damaged by fire, personal belongings, medical expenses and personal injury.
Third party covers only liabilities to third parties such as physical injury, damage to car and property. Here are some names of UK insurance firms that provide direct car insurance :

• Cornhill Direct
• Direct Line
• Quinn Direct
• Norwich Union
• Admiral
• Zurich Insurance
• Hastings Direct