What To Look For In Your Direct Insurance Company ? (The Right Direct Insurance Company)

Direct Insurance Company

A direct insurance company offers an insurance contract to you to protect your personal belongings (car, home, furniture, pet) from any kind of loss, theft, fire, vandalism, collision, accident, injury or damage. What makes a direct insurance company unique is that there is no agent or independent broker involved; you buy it directly from the company.

UK Direct Insurance Companies

The following are the best known direct insurance companies that have offices all over the UK and offer the best insurance deals :

• Geico Direct
• Direct Line
• Direct Travel
• Cornhill Direct
• Norwich Union
• Zurich Insurance
• Quinn Direct

Direct Insurance Company Factors

Direct Insure Your Car, Pet, Property and Teeth

Direct insurance has evolved into a formidable insurance industry. Direct insurance now exist for all categories such as life, home, contents, ski, travel, pet, holiday, commercial vehicles, commercial manuscript, medical and dental just to name a few.

Direct Insurance: Property

You can buy an insurance policy for your home or building directly from an insurance company. You do not purchase it from an insurance agent or independent insurance broker. Direct insurance companies offer two types of property coverage: buildings insurance and contents insurance. Generally, all direct insurers cover the following in buildings insurance :

• Rebuilding of house.
• Rebuilding of outbuilding.
• Coverage for exterior of the home (like structure, roofs, walls, fences, gates).
• Coverage for outbuildings (such as gardens and sheds).
• Coverage for permanent fixtures (like kitchens, bathrooms and fitted wardrobes).
• Covers fire, lighting, storm, flood, theft, explosion, burglary.
• Covers burst pipe, damage to windows or toilet fittings.
• Reimbursement of alternative lodgings.
  

The Basics of Direct Car Insurance

Driving can be a risky undertaking even for a cautious motorist. Accident and collision statistics are escalating annually in UK which makes it important to obtain direct car insurance coverage to be protected from accidental damages. Even if you are unable to afford a fully comprehensive policy, you need to have the minimum of third party insurance. Third party insurance is a legal requirement per the RTA 1988.

Direct Car Insurance Basics

Direct Car Insurance is a form of protection that you purchase directly from a car insurance firm. It covers you for any physical injury, damages to your much loved car, break-ins and collisions.

Direct Car Insurance Costs

Numerous factors play a critical role in calculating the cost of direct car insurance, such as :

• Residence - town, city, countryside
• Marital status - married, single, common law
• Car model - Jaguar, Toyota, Suzuki
• Claim record - once in 2 years, no claims
• Car usage - weekends, night, occasional
• Gender - male, female
• Age group - under 25, between 25-45, 60 years and above

Inexpensive Direct Car Insurance

How to Save Money on Car Insurance

How to Save Money on Car Insurance

There is a very good chance that you are — this very moment — paying too much for your car insurance. There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer



So why not take an hour or so and review your policy for potential savings? Or, if you’re fed up with the high insurance rates from your current insurer, shop around for a new company.
The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don’t shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years. Why not prove these studies wrong? Put the power of the Net to work for you and save money in the process.

You can save on auto insurance in five ways: